{"id":6548,"date":"2022-08-03T08:51:12","date_gmt":"2022-08-03T06:51:12","guid":{"rendered":"https:\/\/ceccarcaras.ro\/ro\/?p=6548"},"modified":"2022-08-03T08:51:14","modified_gmt":"2022-08-03T06:51:14","slug":"normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern","status":"publish","type":"post","link":"https:\/\/ceccarcaras.ro\/ro\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern\/","title":{"rendered":"Normele de aplicare a OUG nr. 90\/2022 privind am\u00e2narea ratelor la b\u0103nci, aprobate de Guvern"},"content":{"rendered":"\n<div class=\"post-content\">\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-26764 alignright\" src=\"https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830.jpg\" sizes=\"auto, (max-width: 324px) 100vw, 324px\" srcset=\"https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830.jpg 660w, https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830-300x182.jpg 300w, https:\/\/ceccar.ro\/ro\/wp-content\/uploads\/2022\/07\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830-150x91.jpg 150w\" alt=\"\" width=\"324\" height=\"195\" \/><\/figure>\n<\/div>\n<p><span class=\"stk-highlight\">Executivul a aprobat ast\u0103zi\u00a0<em>Hot\u0103r\u00e2rea pentru aprobarea Normelor de aplicare a prevederilor OUG nr. 90\/2022 privind acordarea unor facilit\u0103\u021bi pentru creditele acordate de b\u0103nci \u0219i institu\u021bii financiare nebancare anumitor categorii de debitori<\/em>.\u00a0<em>Normele de aplicare<\/em>\u00a0(ale c\u0103ror prevederi\u00a0<em>CECCAR Business Magazine<\/em>\u00a0le-a prezentat pe larg\u00a0<a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/mf-proiectul-normelor-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-in-consultare-publica-s15719\/\"><strong><em>aici<\/em><\/strong><\/a>) descriu mecanismul de acordare a unor facilit\u0103\u021bi garantate \u00een favoarea creditorilor pentru beneficiarii de credite acordate \u00een cadrul\u00a0<em>Programului Prima cas\u0103\/Noua cas\u0103<\/em>\u00a0pe de o parte, iar pe de alt\u0103 parte pentru persoane fizice sau juridice care au calitatea de \u00eemprumutat \u00een alte categorii de contracte de credit.<\/span><\/p>\n<p><span class=\"stk-highlight\">Pentru a beneficia de facilitatea de suspendare la plat\u0103 trebuie \u00eendeplinite cumulativ mai multe condi\u021bii:<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 creditele s\u0103 fi fost acordate p\u00e2n\u0103 la data de 30 aprilie 2022 inclusiv;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 data scaden\u021bei finale de rambursare a ratelor s\u0103 fie ulterioar\u0103 datei solicit\u0103rii suspend\u0103rii obliga\u021biilor de plat\u0103;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 s\u0103 nu fi fost \u00eenregistrate restan\u021be \u00een ultimele \u0219ase luni \u0219i s\u0103 nu fie \u00eenregistrate restan\u021be nici la data solicit\u0103rii de suspendare a obliga\u021biilor de plat\u0103;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 debitorul s\u0103 depun\u0103 cererea de suspendare a pl\u0103\u021bilor \u00een termen de 30 de zile de la data emiterii de c\u0103tre BNR a reglement\u0103rilor conform OUG 90\/2022;<\/span><\/p>\n<p><span class=\"stk-highlight\">\u2666 debitorii au fost afecta\u021bi financiar de situa\u021bia grav\u0103 generat\u0103 de criza actual\u0103 determinat\u0103 direct sau indirect de criza energetic\u0103 \u0219i de r\u0103zboiul dintre Rusia \u0219i Ucraina.<\/span><\/p>\n<p><span class=\"stk-highlight\">Cite\u0219te mai mult \u00een<\/span>\u00a0<em><a href=\"https:\/\/www.ceccarbusinessmagazine.ro\/normele-de-aplicare-a-oug-nr-90-2022-privind-amanarea-ratelor-la-banci-aprobate-de-guvern-s15830\/\" target=\"_blank\" rel=\"noreferrer noopener\">CECCAR Business Magazine<\/a><\/em><span class=\"stk-highlight\">.<\/span><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Executivul a aprobat ast\u0103zi\u00a0Hot\u0103r\u00e2rea pentru aprobarea Normelor de aplicare a prevederilor OUG nr. 90\/2022 privind acordarea unor facilit\u0103\u021bi pentru creditele acordate de b\u0103nci \u0219i institu\u021bii financiare nebancare anumitor categorii de debitori.\u00a0Normele de aplicare\u00a0(ale c\u0103ror prevederi\u00a0CECCAR [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":6549,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-6548","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articole-ceccar"],"_links":{"self":[{"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/posts\/6548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/comments?post=6548"}],"version-history":[{"count":1,"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/posts\/6548\/revisions"}],"predecessor-version":[{"id":6550,"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/posts\/6548\/revisions\/6550"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/media\/6549"}],"wp:attachment":[{"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/media?parent=6548"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/categories?post=6548"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ceccarcaras.ro\/ro\/wp-json\/wp\/v2\/tags?post=6548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}